Reasons to get an appraisal from TNC Appraisal Service, Inc.To many, an appraisal just looks like one more thing in the long list of items for a home sale or refinance. Practically all lenders still need a local expert because the stakes are so high, even though there are a growing number of automated home valuation systems that might appear to be cheaper than an appraisal. You might believe that getting a mortgage is the only reason to get an appraisal, but there are more cases when the services of a certified, independent real estate professional might come in handy. 
Appeal your tax assessmentIf you are in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. An appraisal from TNC Appraisal Service, Inc. is your best evidence when building your case. We're equipped to assist you in disputing your tax assessment. Eliminate PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance policy that most lenders ask home owners to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the real estate. This added payment is often folded into the monthly mortgage payment and is promptly forgotten. This is damaging because PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met. TNC Appraisal Service, Inc. can produce a statement regarding the value of your home, and the price you paid for the home valuation can generally be regained in just a few months because you'll no longer be paying the PMI. Order an appraisal from TNC Appraisal Service, Inc. Order onlineSettle a divorce with fewer hang-upsA divorce can be a very traumatic experience for both parties, and it is often further complicated by the burdensome decision of who gets the house. Regardless of the situation, it's a good idea to get an appraisal from TNC Appraisal Service, Inc. so both parties are completely aware of the true market value of their home. If the parties want to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Determine a fair and accurate valuation for estate liquidationLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion. Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these matters. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the true worth of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal. Relocate to or from Ocean County for workEmployee relocation can be a stressful event, and we understand. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our thorough inspection, we encourage relocating employees to provide feedback on the positive attributes of their property, along with information regarding any recent sales or listings in their area that they want considered. Sell your home promptly — for the right priceWhether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision regarding your selling price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees depend on our efforts to complete the appraisal report and not a percentage of the sales price. We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long housesare on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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